Skip to main content

Gimme Gimme Gimme

Money: investments, banking, saving - it's an area I feel completely untrained in. I just don't know even a fraction of the things I probably should. Sometimes it overwhelms me. Well, only when I have to make decisions about it.

I was encouraged tonight by my soon-to-be investment guy (I don't know what he is actually called...) that although the recommended norm is 20% of a person's annual income, most Canadians only set aside 1-2%. I am somewhere in the middle around 12%. I'm happy with that.

I'm not gonna lie - it felt weird to make plans for the next 40 years of my life that assume singleness. I have never in my life assumed singleness. I don't want to assume singleness. But, at this point, it's the default. So it was weird, and I wished that I had a boyfriend/fiance/husband who would be good at money stuff and would do this so that I wouldn't have to.

But the best, most crowning piece of advice that my investment guy gave me was to check out this video.

I burn. I pine, I perish.

Comments

Laura J said…
As someone who is still single at an age when most people don't want to be, I think it is imperative to remember that the decisions you are making are around your current state. These decisions do not make any judgment or statement about your future. You are just working with where you are at. Try buying a home...now there's a prospect that you never think you'll do alone.
Laura J said…
oh yeah and your soon to be investment guy is called your financial planner.
Silas said…
thanks for the video link! it was fantastic.
Sarah said…
Re: the Nalgene crisis - I'm not throwing mine out, but not buying more either. I've heard that heat causes the chemicals to leak out more, so just use them for cold liquids.

I know a number of women who have assumed singleness only to see God change their plans down the road. Sometimes there's just now way to figure out what He has planned for us ahead of time.
Laura J said…
I feel like I'm being a comment hog but I feel compelled to blow the lid off the Nalgene thing. Sarah, because you're Beth's sister, I feel a little protective of you. Please, please, please throw it away. Not that our landfills need any more crap that won't break down, but that plastic, reagardless of heat can actually mutate that nucleus of your cells. So, like I told Beth, worst case scenario, you could be rendered infertile or any cancer you are susceptible to could be expedited. It's not just Nalgene's by the way, it's any plastic with the #7 on the bottom.
Beth said…
Laura: comment hog. good thing i like comments of any/every variety. between you and CTV, i think i'm finally ready to part with the plastics. i think i'm going to start carrying a glass jar around to drink from instead, since i'm sure stainless steel will be labelled dangerous inside of 10 years.

Silas: you're welcome!

And on singleness: I appreciate both your thoughts :) You're women I respect in this area.
Laura J said…
stainless steel is just fine. It's been around for a looooong time. The bottle are $9.75 at MEC.

I just wanted to get in another comment!
lisa said…
oh my goodness...Ireland...they're coming to Toronto! That was a very enjoyable video, thanks for sharing!
Sarah said…
Laura, thanks for your concern and the additional information. It's nice to have my sister's friends looking out for me.
shellieos said…
Beth..you're not alone. I've had those thoughts many times especially since it's tax season. We'll thank ourselves later.


On another note now I am ready to chuck those nalgenes out after reading Laura's comments. Infertility? Count me..OUT.

Popular posts from this blog

Fostering FAQ: How Can You Say Goodbye?

It seems I finally have something(s) to say... Here's the first in a short (or maybe long?) series on Fostering FAQs. If you've got a question to add, feel free to comment/email/text/message me and maybe the next post will be in response.

--

8:30 am on Day 4 of parenting. I woke up in a panic two hours ago because I remembered that there is a baby and I am responsible for her (at least at 6:30am, when the man beside me will snore through anything). Now, I have put on clothes and eaten breakfast. The dogs are walked, there is a loaf of banana bread in the oven. My tea is steeping. Most importantly, Dream Baby is already down for her first nap.

Despite my morning efficiency, I'm already beginning to see that even with the happiest, most easygoing, and smiliest baby, like we somehow managed to be given, parenting is a grind. On Friday night, I couldn't join friends for $5 pints at a local joint. Instead, I blearily washed the same 8 bottles again, and then made another ba…

Fostering FAQ: How Long Will She Stay/Will You Adopt Her?

Our first foster baby came with about 18 hours notice; it was respite care, which means we had him for a few days while his regular foster family had a break/dealt with a family emergency. He stayed 3 nights, long enough to come to church and have a dozen people cooing over his little sleeping cheeks.  With each new visitor to our quiet corner, I explained again that he would be going back to his foster family the next day.

Barely a week later, we got a 9am phone call with a fostering request and by the same afternoon, we were snuggling her. This time, we had her for 4 days before church came around. Again, our community was keen to see the little one we had in tow. Again, the question, "How long will she stay?" And this time, "Are you going to adopt her?"

--

Here in Toronto, when a child is placed in foster care, it is always for an indefinite length of time. It depends on the parents' situation, and whether they are able to make a safe home environment for th…

Fostering FAQ: What's Her (Mom's) Story?

This is probably the second most common question I hear about the baby currently in our care, right after, "Will you keep her?"

It comes in many forms:

"So, what's her story?"
"Is her mom in the picture?"
"How did she end up in your home?
"Is her mom a drug addict?"
"How could a mom not love such a cute baby!"

I get it. It's natural curiousity, and I know I've asked similar questions of my friends who are adoptive parents.


But here's what I'm learning: a child's story is their own. And equally as important, the parent's story is their own.

Imagine how it might feel to hear that for the foreseeable future, you are not allowed to care for your child. On top of whatever difficult circumstances you are already in - perhaps poverty, social isolation, lack of adequate housing, domestic violence, intergenerational trauma, drug or alcohol dependency, low cognitive functioning, or a myriad of other complex strug…